For financial aid reporting purposes, “parent” means your legal parent who may be biological or adoptive or a person that the state has determined to be a student's legal parent such as widowed stepparent, grandparents, foster parents, legal guardians, older brothers or sisters, aunts or uncles. If legal parents are married or live together regardless if they were never married, are legally separated, or divorced, then both their information is used when completing the FAFSA. If a student lived with one parent more than the other over the past 12 months, then the parent the student lived with more should include their information on the FAFSA. Also, if this parent remarried, then this parent's spouse should be reported on the FAFSA. To apply for a Parent PLUS loan, the borrower must be the biological or adoptive parent of a dependent undergraduate student. Unless a grandparent has legally adopted the dependent student, then they are not permitted to borrow a Parent PLUS Loan. Legal guardians are not eligible to receive parent PLUS loans, even if they have had primary responsibility for raising the student.